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Annuities

Investors and savers have entrusted hundreds of billions of dollars to annuities. But all annuities are not created equal. First Choice Brokerage can provide you with different annuity products, from completely liquid money-market-like annuities to products which guarantee their rate for 10 years. We carry single-premium deferred, flex, immediate, and equity-indexed annuities from the industry’s best companies.

Annuities

VantagePoint MYGA

4.3

 Based on complex data Based on complex data
Annuity Educator Rating
Annuities
About Product

Premium Type:

Single Premium

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

No

Minimum Contribution

$20,000

Maximum Contribution

$1,000,000

Max Age Qualified

89

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, 1035 Exchange, and Inherited IRA

Launch Date

02/06/2025

The VantagePoint MYGA is a Single Premium Deferred Annuity with Market Value Adjustment (MVA). The VantagePoint MYGA offers fixed-rate returns over multiple years, keeping you on track despite any market fluctuations and ensuring a steady income stream. Whether you are just starting your career or have entered into retirement, the VantagePoint MYGA offers personalized solutions tailored to your unique circumstances.

Fixed Rate of Return: You are guaranteed a rate of return throughout the duration of your contract with us. You can choose a 3-, 5-, 7-, or 10-year guarantee period.
100% Principal Protection: Regardless of market fluctuations, your money is protected from economic volatility.
Tax-Deferred Growth: The interest earned via your VantagePoint MYGA is tax-deferred until withdrawals are made. You may be subject to regular income taxes on the interest portion of the annuity contract when withdrawn.*
Access to Funds: After the first year, you can withdraw up to 10% of your contract value based on the prior contract anniversary - each year, penalty-free. Beyond that, you are subject to a Surrender Charge.

*The IRS charges a 10% early withdrawal penalty on the taxable portion if the annuity holder is under the age of 59 1/2. This penalty is in addition to any regular income taxes that may apply.

Annuities
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